
🏠 Home Loan – घर खरेदीसाठी
👉 Purpose: नवीन घर खरेदीसाठी loan
👉 Loan tenure: साधारण 15–30 वर्षांपर्यंत
👉 Interest rate: 8% ते 10% (approx)
👉 Documents: Income proof, KYC, Property documents
👉 फायदे:
- Easy EMI options
- Long repayment period
- Tax benefits on principal + interest
🏡 Mortgage Loan – Existing Property तारण ठेवून
👉 Purpose: आधीपासून असलेली property तारण ठेवून loan मिळतो
👉 Loan tenure: 5–15 वर्षं
👉 Loan amount: Property च्या valuation वर अवलंबून
👉 फायदे:
- मोठा loan amount मिळू शकतो
- Business / personal गरजेनुसार वापरता येतो
- Property ownership borrower कडेच राहते
📊 Quick Difference Table
Loan Type | Purpose | Tenure | Benefits |
---|---|---|---|
🏠 Home Loan | New house purchase | 15–30 years | EMI + Tax benefit |
🏡 Mortgage Loan | Existing property तारण ठेवून | 5–15 years | मोठा loan, flexible use |
✅ Which Loan is Right for You?
- घर खरेदी करायचं आहे? → Home Loan
- Business expansion किंवा मोठी गरज आहे? → Mortgage Loan
👉 Call Now: +91 86558 54900
👉 Visit: AshapuraPropertyHub.com